Best travel credit card reddit

Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ...

When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ... List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...Annual fee: $95. Other benefits and drawbacks: The Credit One Bank Wander® Card earns 5% to 10% back on travel purchases with no maximum rewards limit. You can also automatically earn bonus ...Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). Get the Chase Sapphire Reserve. $450/yr fee, but you get a $300/yr travel credit so really its only $150/yr but you will get 3x points on travel/dining and an extra 50% value upon redemption. Many 1:1 transfer options, and top tier insurance benefits as well as free global entry/tsa precheck. angelamarya17. • 5 yr. ago. May 14, 2023 ... Either Chase Sapphire Preferred or United Explorer card are good entry-level travel cards for someone in your situation. (maybe get both?) If ...

Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB. PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet …Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsFor a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American …

The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards … Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...

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When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …The Freedom Unlimited card includes a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin...In comparison, the best credit card for travel that many of her wealthy clients use is the Amex Platinum card, which comes with free travel insurance and other neat perks. There’s a few sites that compare credit cards available in Canada: You do not need to switch your banking to open a credit card at another bank. The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. 1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.

best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …Jan 13, 2024 ... My opinion? Sign up for the airline's mileage programs. Then get any Visa or Mastercard with no foreign transaction fee. Get one with a nice ...5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ... A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...28 degrees latitude is the only fee free international card I know of, no rewards though. I like finder as a card comparison site to look at, point bonuses come and go so you have to see what’s currently available. 3. Playful_Fennel_2293. • 10 mo. ago. The Bendigo bank ready credit card is really good too. The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card. Feb 3, 2024 ... Chase is a good option because their UR points are worth at least 1 cpp, but sometimes gift cards are 1.1 cpp. In May and November, UR are worth ...I think the three best travel cards are: Chase Sapphire Reserve, Amex Platinum and the citybank one. (I have the first two) You say you are in NYC and already have the CSR? I …This guide includes the top-pick travel cards, the cards to avoid, and how to check what your card's charging you. Top travel credit and debit cards. Chase – fee-free + 1% cashback. New. Halifax Clarity – fee-free + £20 cashback. Barclaycard Rewards – fee-free + 0.25% cashback.

The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...

The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. In my experience if you do Royal or Norwegian, the Amex Plat is well worth the money. You get $100-200 OBC on cruises as a baseline. You also get travel protection. Finally, they have Amex offers multiple times a year for X off when you spend Y amount on a cruise. Last year they had $350 off $1000 on Norwegian. 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...I will be focusing mainly on the 4 major travel card lenders (American Express, Chase, Capital One, and Citi) since these are the travel cards talked about most often. However, there are cards from other lenders …Chase Sapphire Preferred card, Chase Sapphire Reserve Card, and Amex Platinum Card are great choices for Trip interruption and Cancellation insurance. These offer most protection max coverage up to 10k/person (20k per trip & 40K per yr max.) I didn’t realize credit cards travel protection would cover cancellations due to COVID.The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele...5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ...

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My partner and I travel a lot. We buy 2-8 domestic plane tickets a month, and 6-12 international flights a year. Most of these come with a hotel booking. I’ve done a little research and it looks like the capital one venture x rewards credit card is probably the best for us, but it feels really difficult to have all the details about each card. What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell.The fee is waived for you, you get a $100 ancillary travel credit and Global Entry/TSA credit every four years worth $85/$100. That’s a FREE $100 credit per year and free precheck, which is pretty hard to pass up. As for the sign up bonus and PenFed point values, the best options are almost always buying gift cards.You should consider the Bank of America Travel Rewards card. No annual fee, no foreign transaction fees, contactless, and 1.5% back that can be redeemed against any travel purchases (and BofA has a broad definition of travel). With Preferred Rewards, this card becomes one of the best unbonused spending cards at 2.625% back. Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …Bank of America Travel Rewards Credit Card: With this card, you can earn 1.5 points for every dollar spent on all purchases. Additionally, you can earn 25,000 online bonus points (equal to $250 in travel credit) after making at least $1,000 in purchases in the first 90 days of account opening. 1. Love_Juno. ….

ADMIN MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat …For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt.Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …In 2024, in august or September I’ll open a flat 2% back card, probably the Citi double cash. Until then, my discover IT is my effective 2% card because they are matching the cash back through the first year. If I see another good SUB then I’ll consider opening another. Venmo card is great for paying bills.Feb 5, 2024 ... Second, you might be better off just getting a couple good Cashback cards. But trying my best to answer your question as presented I would ...Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …The Capital One Venture X business card offers the potential to earn a welcome offer of 150,000 bonus miles. In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395. Business owners are also able to add employee cards … Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]